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4316 Medallion Dr., Silver Spring, MD 20219
*Please Note Our Silver Spring Office has Moved:
8403 Colesville Rd., Suite 1100
Silver Spring, MD 20910
Is Bankruptcy Right for You? Know What to Expect

Common Bankruptcy Questions

Answers from a Frederick & Silver Spring Bankruptcy Attorney

If you are considering bankruptcy for your overwhelming and upsetting financial situation, then look no further than my law firm, The Law Office of David Cahn. I have many years of experience in bankruptcy law and can provide you with a free case evaluation to have your unique situation evaluated. Below are several frequently asked questions by clients regarding bankruptcy and related topics:

Is bankruptcy the right choice for me?
Bankruptcy, a legal process that involves eliminating a large portion or all of your debt, is not the right choice for everyone. Depending on your unique situation, which I will review at a free case evaluation, you may find that an alternative to bankruptcy is a better option for you. Let me review your case and we can work together to determine which choice will best suit your current financial situation.

Do I need an attorney or can I file my petition on my own?
While you may be able to file a bankruptcy petition on your own, I strongly advise you not to file this petition without an attorney's help. Many bankruptcy petitions are denied each year for people who choose to file without the help of an attorney due to small mistakes that would have been avoided with an attorney's help. Having your attorney around the first time you file can save you from paying multiple filing fees - filing fees that may eventually accumulate if you have to re-file multiple times.

What chapter of bankruptcy should I file?
The chapter under the U.S. Bankruptcy Code that you should file for will depend solely upon your unique financial situation. Only with the help of a skilled Silver Spring bankruptcy attorney should you make the decision to file for Chapter 7, Chapter 11, or Chapter 13 bankruptcy. Call my firm right away to find out how I can help you make this decision.

How will bankruptcy benefit me?
Bankruptcy has many benefits to consumers and business owners that are struggling financially. One of the most obvious benefits includes the ability to achieve a debt free future. Other benefits include putting a halt to creditor harassment, potentially saving your home from foreclosure, and relief from overwhelming stress.

Can I save my home from foreclosure through bankruptcy?
With the help of an attorney who is well-versed in this area of the law, you may be able to successfully save your home from foreclosure. Bankruptcy allows for individuals to eliminate a large portion of their unsecured debts. With this debt gone, a person will have more assets freed up to use to catch up on their home loan.

What other chapters of bankruptcy are available?
In addition to consumer bankruptcy, Chapter 7 and Chapter 13, a business owner may file for Chapter 11 bankruptcy. Furthermore, other chapters in the U.S. Bankruptcy code that are available to individuals, business owners, and townships include Chapter 9, Chapter 12, and Chapter 15. You can learn more about each of these topics by speaking to a lawyer about your unique financial situation.

Why is your firm the right one for my case?
At The Law Office of David Cahn, my legal team has the experience and drive you need to file for bankruptcy and effectively resolve your debt. I have helped many people over my years of experience, and I am ready to handle virtually any level of debt. If you have debt, I am ready to help!

To have all of your questions addressed, please contact The Law Office of David Cahn at your earliest convenience.

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The Law Office Of David Cahn - Silver Spring Lawyer
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